Real estate appraisal services for homeowners in the city of Holmes and Dutchess County

The top seven reasons NY homeowners use Axiom Appraisals, Inc.:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To lower your mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a NY divorce, where real estate property needs to be divided
To settle an estate in NY by determining the true market value of real estate in question

Do you own a house in or near Holmes? Do you need help determining the price of your real estate?
Contact Axiom Appraisals, Inc..

At Axiom Appraisals, Inc., we understand the individual needs of a consumer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a consumer that probably doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Axiom Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Appraisals to cancel PMI

A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We're seasoned in helping people just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenging property tax assessments

If you live in a local area that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An expert appraisal from Axiom Appraisals, Inc. is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Axiom Appraisals, Inc. can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for efficiency, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Axiom Appraisals, Inc. can We can assist you. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.